Using this website constitutes the acceptance of the following terms and conditions. If you do not agree with these terms and conditions, you should not use bekafinance.com.

1. General information

bekafinance.com is an Internet domain (hereinafter the ‘Website’) owned by Beka Financial Markets Holdings, S.L. with tax identification number B87805545 (hereinafter “The owner of the website”). The services offered by any of the entities mentioned below fall under the services offered by, (hereinafter “Beka”), not detailing the specific rendered services neither on the website or this document:

.Beka Financial Markets Holdings, S.L. – CIF B87805545. Registered in the Mercantile Registry of Madrid.
.Beka Finance, Sociedad de Valores, S.A. - CIF: A79203717. Registered in the Official Register of Securities Companies and Agencies and Portfolio Management Companies of the National Securities Market Commission, under number 36.
.Beka Asset Management, SGIIC, S.A. - CIF: A41924606. Registered in the Mercantile Registry of Madrid and in the National Securities Market Commission, under number 268.
.Acron Beka Finance, S.L. - CIF: B87028056. Registered in the Mercantile Registry of Madrid.
.Beka Credit, S.L. - CIF: B06963698. Registered in the Mercantile Registry of Madrid.
.Beka Financial Markets Holdings, S.L. – CIF B87805545. Registered in the Mercantile Registry of Madrid.
.Beka Titulización, Sociedad Gestora de Fondos de Titulización, S.A.U. – CIF A80732142. Registered in the Mercantile Registry of Madrid and in the National Securities Market Commission, under number 5.
.Beka Finance Real Estate, S.L. - CIF: B72656465. Registered in the .Beka Alpha Partners, S.L. - CIF: B02668994. Registered in the R.M. of Madrid, Volume 41.002 Folio 97 and Page M-727198.

2. Exemption from liability for content and services

On this website, Beka offers its users financial services. Beka reserves the right to modify or change its content and services at any time, unilaterally and without prior notice. The information provided on the website is only , indicative and estimated and will never have a binding value for Beka. Before using the contents and services of the website, the user must read the conditions included under the heading "Legal Notice", conditions that may be modified at any time, unilaterally and without prior notice from Beka. Only and exclusively those conditions that are in force at any given time are considered to be applicable.

This website provides links to other Internet sites for the convenience of users of the World Wide Web, but is not responsible for the availability, suitability or content of such sites. The owner of the website does not recommend, guarantee or endorse the services described therein. Although every care has been taken in the information and documentation available on the website, its suitability for the purposes sought by users is not guaranteed explicity or implicitly. The contents may contain inaccuracies or typographical or spelling errors. Consequently, the owner of the website shall never be held responsible for the use that users make of said contents, the latter accepting the information provided as is, and making use of it under their own responsibility.

In the News section, the owner of the website does not assume any liability derived from the lack of integrity, accuracy and updating of the data contained therein, since only the regulations published in the official gazettes are valid.

The owner of the website shall not be liable for any damages and/or losses that may be caused as a result of the unavailability or lack of continuity or access to the contents or services of the website, whether for technical reasons or of any other nature. The owner of the website will also not be responsible for failures in the operation of its website, errors, omissions, delays in data transmissions or connection lines and other incidents that may arise. In the same way, it does not guarantee that computer viruses may not exist within its computer system and shall not therefore be liable for any damage that such computer viruses may cause to users' equipment, data and/or computer programs. 

3. Access to the website

Access to this website is free of charge. However, the website offers the possibility of contacting Beka by e-mail in order to obtain further information about the services provided by Beka. The user who freely and voluntarily communicates with Beka provides the personal data he/she deems appropriate and therefore expressly authorizes Beka to use the aforementioned data to send him/her commercial communications about its products or services, as long as he/she does not expressly state his/her refusal to receive such communications. The data provided by the user to Beka through e-mail, will be treated in accordance with the described in the"Privacy Policy" of this website and always respecting the legislation in force at all times regarding the protection of personal data. The communication via e-mail between the users and Beka does not use a safe channel, and the transmitted data do not travel encrypted, reason why the users are requested to abstain from sending those personal data that deserve the consideration of specially protected data in the terms of the article 9 of the LOPD, since the safety measures applicable to a not safe channel make it inadvisable.

All the information provided by the user to Beka must be truthful. To these effects, the user guarantees the authenticity of all those data that he communicates to Beka. In the same way, it will be the responsibility of the user to maintain all the information provided permanently updated so that it responds, at every moment, to the real situation of the user. In any case, the user will be the only responsible for the false or inaccurate statements made and the damages caused to Beka or third parties for the information provided. 

4. Personal Data Protection

The personal data collected by Beka from the user are covered by the provisions of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 and the Organic Law3/2018 of 5 December on the Protection of Personal Data and Digital Guarantees. Beka is very sensitive to the respect that the privacy of its users deserves, so it maintains a strict"Privacy Policy". 

5. Legitimacy of content and property rights

The user is bound to use correctly and lawfully the contents and services of the website, refraining from using such contents and services with illegal or criminal purposes. The fact that in the website. there may appear registered trademarks or any other goods or rights protected by the industrial or intellectual property rights, does not mean, under any circumstance, that the owners of the rights have granted a license for use, concession or authorization of any kind on behalf of the users of the website. The greatest care has been given to avoid offences on intellectual or industrial property, as well as to avoid the dumping of illegal contents or establishing links to other websites that contain illegal information. Nevertheless, this will apply to the users who report the cases in which these circumstances may have occurred by mistake or omission, so they are immediately corrected. Regardless of the provisions in the previous paragraph, the contents or services of the website shall not be copied, distributed, published, recorded, stored, sent or transmitted by any means, without prior written consent of The owner of the website. The amendment or use of the contents with any other purpose than their own use by a natural persons, either commercial or of any other nature, constitutes a violation and/or infringement of intellectual property rights of The owner of the website, whichreserves the right to exercise the legal actions that may apply in each case to completely satisfy its interests.  

6. Applicable legal regulation and jurisdiction

The"Privacy Policy" and the "Legal Notice" of this website, as well as the rest of the content of the same, have been made respecting at all times the applicable legislation on the subject, especially the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 and the Organic Law 3/2018, of 5 December, on the Protection of Personal Data and Digital Guarantees, and Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce, and may be reviewed and amended at any time in order to adapt to any changes in current legislation. In such case, the new content will be applicable from the moment it is published on the website, becoming accessible to users of the same. Any controversy or conflict that may arise as a result of the use of the website will be resolved in accordance with the legislation in force in Spain, submitting to the jurisdiction and competence of the Courts and Tribunals of the domicile of the user, when this is in Spain, or to the Courts and Tribunals of Alicante, when it is outside Spain, expressly waiving any other jurisdiction or jurisdiction that may correspond in law.